6 Ways To Manage Money Like An Adult

I am a student of Financial Peace University by Dave Ramsey. Which means I do not care about my credit score, I believe debt is a trap, not a tool, and  I plan to live the rest of my life by cash. With that being said here’s how I manage my money like an adult. […]

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NEWvember?

Every single month before the month begins I do a handwritten budget where I tell my money where to go. Except for the last few months when I didn’t tell my money where to go… because well… I got busy…transitioning. But this month when I looked at my account it was overdrawn by $27.64. I […]

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I Booked a Flight to Africa!

I booked a flight to Rwanda, Africa  and paid off over $2300 in DEBT, so far this month. Everything about that sentence blows my entire mind because at no other time in my life would I have been able to pay cash for a flight to Africa… I mean it’s AFRICA!!!! Pay all my bills […]

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I’m going to the BAHAMAS!!!!! Eeeeekkk!!!

When your spirit says go to the #Bahamas and your BUDGET says … “you GO girl” This is how it works every single month I write a fresh budget. I make a fresh budget every month because every month my expenses change ***segue dance Last month (July) I was in Chicago for 3 weeks. This […]

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Same system different payday!!! 

💃🏿💃🏿💃🏿💃🏿🙌🏿🙌🏿🙆🏿🙆🏿 This is how it works… every month I do a hand-written budget. I calculate my take-home-pay (consulting income, speaking income, royalty income, passive income sources and misc income and gifts) I add up the total THEN I tell my money where to go. First I tell my money to go to TITHES. Next I tell […]

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A point of clarification…

Is it worth it to pay the termination fee + upfront cost of a new device to shift to a price plan that provides one low monthly payment. YEEEEEEEEEEEEEES!!!!!  I promise, I wish I was making my numbers up. Looking at this bill and knowing that I paid $517 in cellphone charges last month and […]

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Mr. Miyagi

8:00AM] Make a Mr. Miyagi Payment of $5.50 on my student loans. In this picture I want you to notice a few things… 1. A balance of $1,816.43 is totally manageable. It doesn’t scare me. It doesn’t freak me out. But 3 years ago this balance was over $10,000. I was scared. I was freaked […]

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