I’m feeling engaged. This is my fourth month following Dave Ramsey’s Zero-Based Budget forms and things are looking really good. I’m still making mistakes but every month I feel more and more confident that I will reach my financial goals for the year.
I am grateful for…
- How slowly the month progressed
- My wonderful dog Valor. He’s with a new family but he will always hold a special place in my happy heart
- My budget
I need to stop…
- Using my debit card
I need to start…
- Cash envelopes
I am currently on Baby Step #1: Save $500.00.
CASH PAID TO DEBT: $15
DEBT REMAINING: $208,453.27
NET WORTH: – $0.00
Important Goings On – January
This month was unremarkable and I love every single second of it.
Important Lessons Learned – January
Time is relative. This sounds crazy but I realized that time speeds up and slows down relative to how I’m feeling. This is very helpful to me as I progress through my debt free journey.
Budget with Me NEXT MONTH!
DOWNLOAD my reflection questions, forms, and budget with me next month. Sign Up HERE: http://eepurl.com/dgP7Lb
Disclaimer: Honesty is awesome, so I share numbers and dollars in this post. I trust you’ll honor my honesty. Just so we’re clear, everything written here is based on my personal experiences + opinions. Not everything I say here will work for you, but I have faith that you’ll take the information presented and apply some of it to your own finances in a new and creative way.